Building a Strong Financial Foundation-Financial Planning 101-Thursday February 12th 1-2pm & 2-3pm EST

Attend This Seminar and Learn:

  • The basics to investing and building strong financial foundation.
  • Savings strategies to build and maintain sufficient emergency funds.
  • How to make better decisions regarding debt.

 

RSVP NOW

 

Webinar Schedule for 2015

Month Seminar Name Seminar Description Date and Time
January Improve Your Credit Score Attend This Seminar and Learn:

  • What is contained in your credit reports.
  • What is a credit score and what factors are used in its creation.
  • The warning signs of credit trouble.
  • How to build and maintain a good credit score.
  • How to establish financial goals and examine your spending.
  • What are your debt repayment options.
01/13/20151:00 to 2:00 p.m.EDT
February Building a Strong Financial Foundation-Financial Planning 101 Attend This Seminar and Learn:

  • The basics to investing and building strong financial foundation.
  • Savings strategies to build and maintain sufficient emergency funds.
  • How to make better decisions regarding debt.
02/12/20151:00 to 2:00 p.m. EDT
March 10 Ways to Reduce Your Home Energy Costs Attend This Seminar and Learn:

  • How energy efficient is your home?
  • Do you know how to improve it?
  • Ways to plan and pay for renovation expenses.
  • Do you have a choice in how you get your energy?
  •  How to reduce your carbon footprint  through renewable energy sources.
  • What is energy deregulation and how that may impact your bill.
03/10/20151:00 to 2:00 p.m. EDT
April College Financing 101: Understanding Your Award Attend This Seminar and Learn:

  • All about the state and federal financing options.
  • Standard repayment terms.
  • Subsidized vs un-subsidized.
  • Work-study programs.
  • How much money do you really need?
  • Fixed costs.
  • Flexible costs.
  • Smart financing options to cover the gaps educational costs and financial aid.
04/16/20151:00 to 2:00 p.m.EDT
May Rebuilding Your Retirement Attend This Seminar and Learn:

  • How the changing landscape of the economy has altered retirement strategies.
  • What changes do you need to make to get your retirement back on track?
  • How can you prevent market volatility from changing your retirement plans?
05/12/20151:00 to 2:00 p.m. EDT
June Mortgage Basics Attend This Seminar and Learn:

  • What mortgage options exist for buying or refinancing a home.
  • What todays mortgage rates mean for you.
  • What are the different options you have to take advantage of your homes equity.
  • How you can refinance with just 5% down—pay no PMI.
06/11/20151:00 to 2:00 p.m. EDT
July The Psychology of Saving and Spending Attend This Seminar and Learn:

  • The root causes that shape our financial practices.
  • Different types of spending cycles and how they impact goal achievement.
  •  The importance of creating a spending plan.
  • Identification of “leaks” that can drain your budget.
  •  How to develop your own savings and spending strategy.
07/14/20151:00 to 2:00 p.m. EDT
August Understanding Your Retirement Attend This Seminar and Learn:

  • What is a retirement plan  - matching contributions, ability to defer taxes, dollar cost averaging, etc.
  • Calculating Potential Growth over time using various contribution percentages.
  • Loan provisions for borrowing.
  • Potential options upon retirement – annuitize, rollover, withdraw, etc.
08/11/20151:00 to 2:00 p.m.EDT
September Preventing Financial Exploitation of the Elderly Attend This Seminar and Learn:

  • How you can protect yourself and/or you loved ones.
  • Current Scams perpetrated against vulnerable and elderly adults.
  • Whom to contact when you suspect that someone you know is being financial exploited.
09/08/20151:00 to 2:00 p.m. EDT
October Women, Money and Power Attend This Seminar and Learn:

  • Why you need a financial strategy.
  • Understand “who you are” financially:

o    Five financial personality types. o    Life-defining events. o    The “Sandwich Generation.”

  • How to take the first steps.
10/08/20141:00 to 2:00 p.m. EDT
November Get It Together-Organize Your Financial Records Attend This Seminar and Learn:

  • How to organize your records.
  • How to develop an efficient bill-pay system.
  • What records to keep, where and for how long.
  • How to take a home inventory and prepare a Financial Notebook.
11/03/20141:00 to 2:00 p.m. EDT
December Value of a Dollar- Teaching Your K-8 Child Attend This Seminar and Learn:

  • Why children in grades K-8 need to learn about money.
  • What motivates children to learn about money management.
  • How children learn about money  How to use goal setting, budgeting, saving, employment, and investing as teaching tools.
  • How to use an allowance as a teaching tool.
12/03/20141:00 to 2:00 p.m. EDT

THE ONLY CREDIT CARD YOU’LL EVER NEED

Save on interest and fees with the NASA Federal Platinum Advantage Rewards Credit Card

7.9% APR* on balance transfers for life NASA FCU Platinum Advantage Rewards Credit Card

NO BALANCE TRANSFER FEES: Big banks and credit card companies typically charge 3% for balance transfers.

REWARDS FOR TRAVEL & MORE: Every $1 spent on new purchases earns 1 point, redeemable for travel, merchandise, gift cards and more.

NO ANNUAL CARD FEE: Other rewards credit cards charge $50 on average per year.

PEACE OF MIND BENEFITS: Enjoy fraud protection, 24/7 emergency assistance and extended warranty coverage.

Apply NowLimited time offer.

*APR = Annual Percentage Rate. 7.9% APR is only available to qualified members on balance transfers made within 90-days after account opening. Balance transfer made after that time would be made at the standard Balance Transfer APR (9.9%-17.99%). Minimum transfer amount is $500. The total transferred may not exceed your available credit card limit. There are no balance transfer fees. Purchase APR (9.9%-17.99%). Cash Advance APR (11.9%-17.99%). All APRs are based on creditworthiness and will vary with the market based on the Prime Rate. The penalty APR of 18% may be applied if you make a late payment. Cash advance fee: $3% of the advance ($5 minimum). Eligibility and Membership in NASA FCU required. All offers subject to credit approval. NASA FCU is Federally Insured by NCUA. View Terms and Conditions

Would you like an extra $130 in your pocket each month?

Refinance your auto loan with NASA Federal Credit Union and we’ll take at least 2% off your current car loan’s annual percentage rate (APR).*

BYR-car• Lower your payments by $130 per month on average.^
• If you’re currently paying 3.99% APR, you could be paying 1.99% APR.*
• No payment for 90 days
• Get preapproved in 60 seconds!

Apply Now

*APR = Annual Percentage Rate. Subject to credit approval. Special offer floor rate is 1.99% Annual Percentage Rate for up to 36 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 37-63 months is 2.49% APR. Additional restrictions apply for finance terms over 63 months. Call for details. Payment Example: A $20,000 auto loan financed with NASA FCU at 2.49% APR for 63 months will have a monthly payment of $338.99

^Monthly payment reduction claim is based on average payment reduction our members experience with their new loan (same term or longer) disbursed between 7/12/12 – 3/29/13, compared to their prior monthly loan payments. Monthly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.

This offer doesn’t apply to loans currently financed with NASA FCU. Verification of current rate is required. Membership and certain other restrictions may apply. Offer and rates subject to change without notice. The minimum that can be refinanced is $2500.00.

Would you like an extra $130 in your pocket each month?

Refinance your auto loan with NASA Federal Credit Union and we’ll take at least 2% off your current car loan’s annual percentage rate (APR).*

BYR-car• Lower your payments by $130 per month on average.^
• If you’re currently paying 3.99% APR, you could be paying 1.99% APR.*
• No payment for 90 days
• Get preapproved in 60 seconds!

Apply Now

*APR = Annual Percentage Rate. Subject to credit approval. Special offer floor rate is 1.99% Annual Percentage Rate for up to 36 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 37-63 months is 2.49% APR. Additional restrictions apply for finance terms over 63 months. Call for details. Payment Example: A $20,000 auto loan financed with NASA FCU at 2.49% APR for 63 months will have a monthly payment of $338.99

^Monthly payment reduction claim is based on average payment reduction our members experience with their new loan (same term or longer) disbursed between 7/12/12 – 3/29/13, compared to their prior monthly loan payments. Monthly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.

This offer doesn’t apply to loans currently financed with NASA FCU. Verification of current rate is required. Membership and certain other restrictions may apply. Offer and rates subject to change without notice. The minimum that can be refinanced is $2500.00.

Buying a Home? Know where to Start? Attend Home Buying 101

Are you thinking about buying a new home but not sure where to start? Do you know how much you qualify to purchase? You may have heard rates are low but may be doing up soon, do you know how that will impact you?

Find out the answer to these questions and more at the next Financial Wellness Seminar Powered by NASA FU “Home Buying 101” Get the inside scoop from the experts as they reveal the most critical parts of the home buying process, such as:

Learn more about your options and other insights like:

  • Why getting pre-qualified helps strengthen your negotiating power
  • What are the tax benefits of owning versus renting
  • How you can get a mortgage with 0 down—pay no PMI
  • How you can refinance with just 5% down—pay no PMI
  • How you can earn up to 1% in cash rebates when you use a Credit Union approved Realtor to buy or sell

When:

Tuesday September 9th, 1:00 – 2:00 EST

Where:

Virtually, wherever you have an internet connection

RSVP

Presentation Materials:

Homebuying 101