According to a recent USA Today news article, a jump in home values has home prices, available equity—and interest rates—on the rise.
That’s why we’re so pleased to announce that, for a limited time, when you open a home equity line of credit with NASA FCU, you can lock in a low intro 2.99% APR* until 2016!
So, go ahead. Consolidate that debt. Make those home improvements. Or pay for your child’s education or those unexpected expenses. With a low intro 2.99% APR home equity line of credit from NASA FCU until 2016, you can put your equity to work for you and save BIG—with no points, closing costs*** or fees!
With NASA FCU, it’s never been easier to access the equity in your home. Use your credit line—anytime—through eBranch online banking or handy convenience checks. Plus, the interest you pay is potentially tax deductible.* The best part? Our intro 2.99% APR until 2016 is one of the best values on the market today.
So what are you waiting for? There’s no better time than now to put your hard-earned home equity to work for you. Stop by any branch, call 1-888-NASA FCU, ext. 802 or visit nasafcu.com/home-equity and apply today.
Get a Great Deal on a Mortgage…with $0 down and no PMI!
Whether you’re looking to purchase a new home or refinance an existing one, you won’t have to look any further than NASA FCU for a great deal on a mortgage.
Choose from mortgages with competitive rates and up to 100% financing*** for new home purchases or up to 95% for refinancing current mortgages. Plus, you’ll save hundreds—even thousands—of dollars with no Private Mortgage Insurance (PMI) required!
A NASA FCU Mortgage Loan Specialist will help take the stress out of getting your home loan. Stop by any Mortgage Kiosk or branch, call 1-888-NASA-FCU (627-2328) ext. 207, or visit nasafcu.com/mortgages today.
*APR=Annual Percentage Rate. Introductory APR is good until January 3, 2016. Upon expiration of the intro rate, all balances will accrue interest at the variable APR in effect for your account. APRs are based on evaluation of the applicant’s credit. Your APR may vary. Other conditions apply. 4.00% Floor Rate regardless of a temporary lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%.
**No closing cost offer available one time only per property and for primary residence only. Closing costs must be repaid if line is closed before 24 months. For loan amounts of $100,000, closing costs typically range between $1,200 and $2,100. Closing costs can vary based on the location of the property and the amount of the Loan. ^Fixed Equity Loan Example: A $100,000 loan at 2.99% APR for 20 years would have an estimated monthly payment of $554.22. A $100,000 loan at 4.00% APR for 20 years would have an estimated monthly payment of $606.15. *Consult your tax advisor about the deductibility of interest. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
***Special loan programs offered to well-qualified applicants. Some restrictions may apply. Offers valid for primary residences only. Speak with a NASA FCU First Mortgage Loan Specialist for loan details and rates.
6.9% APR* Balance Transfer for Life
Maybe you’ll be doing some out-of-town traveling this holiday season. Or perhaps you just need a little help purchasing some holiday gifts. Whatever your financial needs are this holiday season, you’ll be glad you’ve got your NASA Federal Platinum Advantage Rewards Credit Card.
With the NASA Federal Platinum Advantage Rewards Credit Card, you’ll enjoy a competitive rate on purchases and some of the best rewards around. Plus, for a limited time, when you transfer your high-rate credit card balances to your NASA Federal Platinum Advantage Rewards Credit Card, you’ll enjoy 6.9% APR* on balance transfers for life! The best part? There’s no balance transfer fee or annual fee!
Shouldn’t you be rewarded for hitting the malls on Black Friday or the Internet on Cyber Monday? Of course you should!
Remember—the balance transfer rate is good for life. But this offer isn’t. To take advantage of it, visit nasafcu.com/bt. You’ll be glad you did!
*APR = Annual Percentage Rate. Balance Transfers made within 60 days of account opening will have a 6.9% Fixed APR for qualified applicants. For balances transferred after that timeframe, your APR will be 9.9% to 17.99% based on creditworthiness and will vary with the market based on the Prime Rate. Minimum transfer amount is $500. The total transferred may not exceed your available NASA Federal Credit Union credit card limit. There is no balance transfer fee. Eligibility for this offer is based on evaluation of applicant’s credit. The penalty APR of 18.00% may be applied to your account if you make a late payment. The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period. A fee of 3% of the advance ($5 minimum) will apply to all cash advances. Membership eligibility requirements apply.
Because of @nasafcu I get my direct deposit from @Publix a day early Ahhh the joy of banking with Nasa Federal Credit Union!
— Crystal (@CrystalPistol24) October 10, 2013
— Michael Moore (@MMHesperia) October 9, 2013
— Rebecca Roth (@rebroth) September 24, 2013
NASA FCU is on twitter! Follow @nasafcu for news and updates.
It’s that time of year again and NASA FCU can help you navigate your holiday banking effortlessly.
Whether you prefer mobile apps or your phone’s mobile browser, you have the control to do your holiday banking virtually anywhere, anytime. And best of all, NASA FCU mobile access is free*.
The NASA FCU Mobile App combines the benefits of eBranch Online Banking with your mobile device. Learn more.
Your Credit Union fits in your pocket! Visit nasafcu.com using your mobile browser and your eBranch login. Learn more.
Mobile Remote Deposit
Deposit those holiday checks without going to a branch or ATM. Learn more.
Mobile Bill Pay
Pay your bills wherever, whenever with the mobile bill payment option. Learn more.
When it comes to mobile holiday banking, NASA FCU has it in the bag!
*NASA FCU does not charge a fee for the use of NASA FCU Mobile Banking. Your mobile service carrier or provider may impose data usage
or text message charges for your use of, or interactions with, Mobile Banking.
The NASA FCU Scholarship Committee is now accepting applications for the 2014 Mitchell-Beall-Rosen Scholarship Contest. Scholarships in amounts up to $7,000 may be awarded to one or more contest winners to assist with the costs of tuition, books and living expenses.
Applicants must be:
- The primary owner of a NASA FCU account
- A high school senior with an average grade of C or above
- Under the age of 21
Scholarships are awarded based on the
evaluation of a 1,000 word essay and a personal interview conducted by the Scholarship Committee. For more details and an application online.
$0 Balance Transfer Fee—No Annual Fee
Don’t wait. The rate is good for life—but this offer isn’t.
To take advantage of this great offer, transfer your balances now! Don’t have a NASA Federal Platinum Advantage Credit Card? Don’t worry! Apply online, call 1-888–NASA–FCU (627-2328), ext. 200, or stopping by your local branch.
Simplify, Save & Earn Rewards
With the NASA Federal Platinum Advantage Rewards Credit Card
- 1-to-1 Rewards—earning one reward point for every dollar you spend
- Enhanced Selection—providing a greater array of merchandise and travel rewards
- No Blackout Dates—letting you travel on your terms, whenever your schedule permits
- Low Redemption Values—enabling you to redeem rewards sooner, with values starting at just 700 points
- Visa Zero Liability Fraud Protection— providing you with the peace of mind that you are covered in case of fraud
*Balance transfers are considered cash advances, therefore no grace period applies and finance charges will begin on the transaction date. This offer is valid for balances transferred from other institutions only. Please continue making payments on your other credit card account(s) until the balance transfer is confirmed on your other institution’s account statement. View Terms and Conditions.