Archive for nasafcu

Endless Summer, Boundless Access

beach

With just your NASA FCU Check Card and mobile device in your pocket this summer, you’ll never be far from your NASA FCU account.  So whether your vacation travels take you to the beach or clear across the country, be  sure to take them both along.

Cash Around the Corner: Your NASA FCU Check Card provides you with access to over 6,700 Credit Union Service Centers and more than 28,000 surcharge-free ATMs—nationwide. You can also find surcharge-free ATMs at more than 5,500 7-Eleven store locations throughout the U.S. and Canada. So no matter where you are, a NASA FCU Check Card in your pocket means convenient cash-in-hand. Visit nasafcu.com/locations to find a location near you.

Mobile Banking

mobileBanking On-the-Go: NASA FCU Mobile Banking is convenient, secure and free.* Whether you’re hiking, boating, or lounging poolside, Mobile Banking gives you control over and access to your finances via your mobile device. Perform banking transactions or check your balances wherever you happen to be—with complete confidence. View an online demo at nasafcu.com/mobilebanking.

Remote Deposit

rdDeposits in a Snap: When receiving checks this summer, why not deposit them on the spot? With Mobile Remote Deposit, you can deposit checks—remotely—through your iPhone®, iPad 2®, 4th generation iPod Touch® or Android™ device**. Learn more and enroll today at nasafcu.com/enrollrd.

BillPay+

Paperless Bill Payments: Pay bills quickly and easily online—from your home or vacation getaway—with BillPay+. Stop writing checks, paying for stamps and making trips to the post office. Plus, enjoy convenient features such as Person-to-Person Payments, eBills, Gift Pay, Payment & Reminder Calendar, eNotifications and more! Visit nasafcu.com/billpay for details.

So kick back, relax, and enjoy the endless summer without worrying about your banking. Just don’t forget your NASA FCU Check Card and mobile device.

 

*NASA FCU does not charge a fee for the use of NASA FCU Mobile Banking. Your mobile service carrier or provider may impose data usage or text message charges for your use of, or interactions with, Mobile Banking.

**iPhone® , iPad 2 and iPad Touch are trademarks of Apple Inc., registered in the U.S. and other countries. AndroidTM is a trademark of Google Inc. NASA FCU is not endorsed, sponsored, affiliated with or otherwise authorized by Apple, Inc. or Google Inc.

Estate Planning—Not Just for the Rich and Famous

Estate Planning

Ask yourself this question: Do you own something of value that you wish to pass on to someone one day? If you answered “yes,” regardless of your income or assets, you and your heirs will likely benefit from some basic estate planning.

Do I Need a Will?  

A will, the cornerstone of any good estate plan, is a document that allows you to clearly spell out who is to receive your personal property upon your passing. Leaving this duty to your children, a spouse or the courts after you’re gone means that your wishes may not be fulfilled. Depending upon the complexity of your situation, you may also benefit from legal, financial and tax advice as well.

Review Beneficiary Designation

One critical piece of planning includes making sure you successfully transfer your assets to your designated beneficiaries. Changes in your family situation, which may include a marriage, divorce or birth/adoption of a child, make the regular review of your beneficiary designations a necessity. Knowing that your assets will go to the intended loved ones can bring you greater peace of mind.

Consider Life Insurance

Life insurance can be a crucial component of sound estate planning, especially if you have dependents. It can be a good idea to estimate what it would cost to pay off your debts, such as mortgages, car loans, or credit card debt, or to send a child to college.

Consult a Financial Professional

Given the many components of a proper estate plan, making sure you have all the pieces in place may seem like a daunting task. The qualified CFS* Financial Advisors at NASA FCU can help ensure that your financial assets are positioned in a way that is consistent with your current needs, risk tolerance and long-term goals.

Speak with a CFS Financial Advisor* at NASA FCU today by visitingnasafcu.com/investmentservices, or calling 301-249-1800 or toll-free at 1-888-NASA-FCU (627-2328), ext. 314.

 

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. NASA Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Over $600,000 Raised for Charity

2012 Credit Union Cherry Blossom Run

Children’s Miracle Network

On April 1, approximately 80 NASA FCU volunteers participated in the Credit Union Cherry Blossom Ten-Mile Run in Washington, D.C. This years event raised $515,000, bringing the total funds donated to the Children’s Miracle Network to over $6 million. Seventeen million children are served by Children’s Miracle Network Hospitals every year, with 100% of the funds donated going directly to local hospitals.

Children’s Hospital Boston

On April 16, the Boston Marathon featured nine runners from the Credit Union Kids at Heart program, including NASA FCU’s very own Tim Burch, VP of Technology Services, and Chris Stone, NASA FCU volunteer. The group successfully raised over $100,000 in support of Children’s Hospital Boston’s efforts to advance patient care and provide hope to thousands of children and their families.

New Member Paula Saves $2,800

New Member Paula

Paula Walker, NASA FCU Member

Paula Walker decided to open an account with NASA FCU after listening to a presentation by a Credit Union representative at her office.

She quickly became impressed, opening not only a savings account, but a credit card as well.

She then received notices in the mail at home about saving on both homeowner’s and auto insurance and put new coverage in place for both.

Then, she and her husband began the process of refinancing their mortgage with NASA FCU and are thrilled at the excellent rate and terms they received.

When asked why all the movement to NASA FCU, Paula responds enthusiastically,

First of all, switching to the Credit Union has resulted in a $2,800 annual savings!

She continues,

And the service I received was as important as the savings. I feel the Credit Union representatives are working for me—instead of their own interests. I’m so glad I’m now part of NASA FCU.

We’ll Beat Your Auto Loan Rate

We’ll Beat Your Auto Loan Rate

Lower monthly payments
Flexible terms up to 75 months*

Hurry! Limited Time Offer. Take your current auto loan interest rate, subtract 2% or more—and that’s your new rate!

It’s simple. It’s smart. And your car payment could go WAY down. Who wouldn’t love a lower payment every month? With NASA Federal Credit Union, that’s what you’ll get. Refinance with us today and we’ll beat your interest rate by at least 2%—even if you just bought your car. Plus, we make the process simple and fast. So you can enjoy more money in your pocket right away!

Refinance and you’ll:

  • Reduce your current rate by at least 2%
  • Choose from flexible terms up to 75 months
  • Lower your monthly payment significantly

For more information call 1-888-NASA-FCU, ext. 222, click here, or stop by your local branch.

* Subject to credit approval. Special offer floor rate is 2.49% Annual Percentage Rate (which includes a .25% discount for Auto Pay and an additional .25% discount for an active NASA FCU checking with direct deposit of at least $1,000 per month). Offer does not apply to loans already financed with NASA FCU. Verification of current rate required. Membership and certain restrictions apply. Offer and rates subject to change without notice. Payment Example: $18,000 auto loan at 3.14% APR for 75 months is equal to a monthly payment of $265.

Transforming Banking… One Innovation at a Time

2011 saw the introduction of a dynamic lineup of new products and services. For 2012 and beyond, we will continue to deliver what is important to you: best-in-class products and services, and convenience that enables you to control your finances—anywhere, anyway, anytime.

Premier Checking Accounts. Full-service checking with added benefits, including:

  • EarlyAccessTM Payroll—access all your direct deposits one day earlier.
  • NSF FreePassTM—Receive one NSF fee rebate per year when you ask us for a “FreePass.”
  • Free Check Card with Cash Back Rewards—Get cash back every time you use your NASA FCU Check Card.

bill

BillPay+. Pay bills online with greater control, security and convenience. All you need is a NASA FCU checking account and eBranch account access. New features include:

  • Person-to-Person Payments—Pay anyone, from your babysitter to the landscaper, conveniently and electronically.
  • eBills— Save time and paper by having your bills sent directly to your BillPay+ account.
  • Expedited Payments—Make next day or second day payments quickly and easily.

Platinum

Platinum Advantage Rewards Credit Card. For every dollar you spend, you’ll earn points to use toward a wider range of travel or merchandise rewards. Points are easy to redeem online or by phone.

  • Earn 1 point for each $1 spent
  • No blackout dates on travel rewards
  • NO annual fee and NO balance transfer fee

Mobile Banking

Expanded Mobile Banking. Manage your finances on the go—it’s easy, convenient and secure.  Visit nasafcu.com/mobile-banking for details.

  • MobileApp. Use your smartphone to check account balances, transfer funds, make payments and much more with our free app, available through our website.
  • MobileWeb. Use any mobile device with web capabilities to instantly manage many of your NASA FCU accounts, or locate your nearest branch or ATM.
  • MobileText. Use your phone’s text messaging feature to check balances, view transaction history or transfer funds.

Expanded Remote Deposit.  Deposit checks anytime, 24/7, without having to visit a branch or put checks in the mail. Visit nasafcu.com/remotedeposit for details.

  • Scan and upload check images for deposit.
  • Or choose the free Mobile Remote Deposit App to snap a photo of your check deposits with your smartphone.

Simplified Contact-24 Telephone Banking. It’s another fast, easy and secure way to access your NASA FCU accounts—right from your phone. We enhanced this service in 2011 with a new feature: If you need help while using Contact-24, you can directly connect and speak with a Member Service Representative instead of having to hang up and call a separate number. Contact-24 can be used for account inquiries, funds transfer, share or loan withdrawals, loan payments and more.