Got Holiday Purchases to Make? We’ve Got Three Great Ways to Pay

1. A LOW 2.99% APR* Until 2016 Home Equity Line of Credit

With NASA FCU, you can use your credit line for holiday purchases, sprucing up the house for holiday company, or simply going green. Whatever your needs, you can access your credit line—anytime—through eBranch online banking or handy convenience checks.

Plus, the interest you pay is potentially tax deductible.** The best part? Our Intro 2.99% APR until January 3, 2016 is one of the best values on the market today!

When you open a home equity line of credit with NASA FCU, you can lock in a low intro 2.99% APR* until January 3, 2016. After the introductory period, rates are variable and start as low as 4.00% APR. With a low intro 2.99% APR home equity line of credit from NASA FCU until January 3, 2016, you can put your equity to work for you and save BIG—with no points, closing costs1 or fees!

So what are you waiting for? There’s no better time than now to put your hard-earned home equity to work for you! Stop by any branch, call 1-888-NASA FCU, ext. 802 or visit nasafcu.com/home-equity and apply today.

*APR=Annual Percentage Rate. Introductory APR is good until January 3, 2016. Upon expiration of the intro rate, all balances will accrue interest at the variable APR in effect for your account. APRs are based on evaluation of the applicant’s credit. Your APR may vary. Other conditions apply. 4.00% Floor Rate regardless of a temporary lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%.

1 No closing cost offer available one time only per property and for primary residence only. Closing costs must be repaid if line is closed before 24 months. For loan amounts of $100,000, closing costs typically range between $1,200 and $2,100. Closing costs can vary based on the location of the property and the amount of the Loan. Fixed Equity Loan Example: A $100,000 loan at 2.99% APR for 20 years would have an estimated monthly payment of $554.22. A $100,000 loan at 4.00% APR for 20 years would have an estimated monthly payment of $606.15.

equal-housing-lender**Consult your tax advisor about the deductibility of interest. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

2. Great Rewards that NEVER EXPIRE on a Credit Card that Rewards You Just for Using It

Credit-Card-Night-Launch-1

If you have holiday purchases to make, or want to save BIG by transferring those higher-rate credit card balances, get the NASA Federal Platinum Advantage Rewards Credit Card today.

With the NASA Federal Platinum Advantage Rewards Credit Card, you’ll enjoy a competitive rate on purchases and some of the best rewards around. The best part? The points you earn NEVER EXPIRE!

Plus, for a limited time, when you transfer your high-rate credit card balances to your NASA Federal Platinum Advantage Rewards Credit Card, you’ll enjoy 7.9% APR^ on balance transfers for life! And there’s no balance transfer fee or annual fee!

But remember—the balance transfer rate is good for life—but this offer isn’t. Take advantage of it today by calling 1-888-NASA-FCU, ext. 200 or visit nasafcu.com/apply. You’ll be glad you did!

^APR = Annual Percentage Rate. Balance Transfers Made within 60 days of account opening will have a 7.9% Fixed APR for qualified applicants. For balances transferred after that timeframe, your APR will be at the standard Balance Transfer rate (9.9% – 17.99%). APR for Purchases is (9.9% – 17.99%) and the APR for Cash Advances is (11.9% -17.99%). All rates are based on creditworthiness and will vary with the market based on the Prime Rate. Minimum transfer amount is $500. The total transferred may not exceed your available NASA Federal Credit Union credit card limit. There is no balance transfer fee. Eligibility for this offer is based on evaluation of applicant’s credit. The penalty APR of 18.00% may be applied to your account if you make a late payment. The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period. A fee of 3% of the advance ($5 minimum) will apply to all cash advances. Membership eligibility requirements apply.

3. Signature Loan – A Smart, Affordable Way to Pay for Purchases this Holiday Season

The Signature Loan is a smart way to manage your money, offering an affordable and predictable payment plan. You can use loan proceeds to pay off bills or consolidate existing balances—and rest assured knowing that your interest rate and monthly payment are fixed for the life of your loan.

So don’t wait! Apply for a Signature Loan and save money today. Simply visit nasafcu.com/apply, call 1-888-NASA-FCU (627-2328), ext. 200, or visit your local branch to take advantage of this easy and affordable way to pay for expenses.
†Subject to credit approval.