Beware of Work-at-Home Scams
Summer’s a great time to make some extra cash. And if a work-at-home offer’s caught your eye, here are a few tips to help you protect yourself:
- Know who you’re dealing with. Do your research before taking any job offer made over the Internet, including contacting the company by phone and asking if the job offer is valid.
- Don’t believe that you can earn big money easily. Scammers are very sophisticated at creating jobs that sound too good to be true. Remember, the majority of them are.
- Get all the details before you pay. The offer may require you to spend your own money to fulfill the terms of the job assignment. Legitimate businesses will tell you in writing upfront exactly what is involved.
- Be aware of legalities that you are exposed to. To do some types of work, such as medical billing, you may need a license or certificate. Check with your State Attorney General’s office to find out if this applies to you.
- Don’t allow remote access to your PC. Some scammers will offer to download software to your PC or require access to your online banking to set-up “authorized payments.” Don’t be fooled. You could unwittingly be allowing the scammers to download malware onto your PC or steal money from your bank account.
- Watch your money. You could be asked to pay a fee upfront or deposit payments for the “business” into your personal account and then move the money on to either them or another third party via Western Union. These are huge red flags that something is wrong about this job offer.