Reduce Your Mortgage Payment With $0 Down and No PMI

couple moving boxes loWhether you’re looking to get up to 100% financing for a primary home purchase or up to 95% for refinancing your current mortgage*, NASA FCU can save you hundreds—even thousands—of dollars with no Private Mortgage Insurance (PMI) required!

A NASA FCU Mortgage Loan Specialist will help take the stress out of getting your home loan, and assist you in choosing the mortgage that best suits your needs and budget. Plus, you’ll receive the friendly, reliable service you’ve come to expect from your Credit Union. If you want to save money on your mortgage, you’re going to like NASA FCU!

Stop by any branch, call 1-888-NASA-FCU (627-2328), ext. 207, or visit us online.

equal-housing-lender*Special loan programs offered to well-qualified applicants. Some restrictions may apply. Offers valid for primary residences only. Speak with a NASA FCU First Mortgage Loan Specialist for loan details and rates.

Convenient Access Banking Services

With just your NASA FCU Check Card and mobile device in your pocket, you’ll have access to your accounts 24/7—anywhere you happen to be— saving you loads of time!


AA man textingCash Around the Corner
—Your NASA FCU Check Card with Cash Back provides you with access to more than 30,000 surcharge-free ATMs—nationwide. You can also find surcharge-free ATMs at more than 5,500 7-Eleven store locations throughout the U.S. and Canada.

Banking On-the-Go—NASA FCU Mobile Banking is convenient, secure and free,* giving you greater control over your finances via your mobile device. Perform banking transactions or check your balances wherever you happen to be with complete confidence.

On-the-Spot Deposits—When receiving checks, why not deposit them right away? With Mobile Remote Deposit, you can deposit checks remotely through your mobile device^ without ever having to step foot in a branch or visit an ATM. No mobile device? No problem. Use Remote Deposit from your computer to scan and upload check images for electronic deposit into your account.

Mobile Bill Payments—Pay bills quickly and securely from wherever you are—with Mobile Banking’s new bill payment option. Stop writing checks, paying for stamps and making trips to the post office with a few taps on your mobile phone.

Call 1-888-NASA-FCU to find out more about any of our easy access banking features.

*NASA FCU does not charge a fee for the use of NASA FCU Mobile Banking. Your mobile service carrier or provider may impose data usage or text message charges for your use of, or interactions with, Mobile Banking.

^Eligibility for Remote Deposit is subject to Credit Union approval.

Lower Your Existing Auto Loan APR by at least 2%*

If you have an auto loan with another financial institution and want to drive down your car payments this year, you’re going to like what we have to offer.

Auto Loan

NASA FCU will beat your current APR!* 

What’s more, we’ll make beating your APR by 2% simple, quick and straightforward.

Three easy ways to apply:

  1. Call us at 1-888-NASA-FCU (627-2328), ext. 222
  2. Apply online
  3. Visit your local NASA FCU branch

You’re going to like saving money with affordable NASA FCU financing and payment plans that work with any budget. Apply today.

* Membership and certain other restrictions apply. Subject to credit approval. Special offer floor rate is 2.24% Annual Percentage Rate. Term limits apply. Offer not applicable to loans currently financed with NASA FCU. Verification of current rate required. Offer and rates subject to change without notice. The minimum finance amount is $2,500.

Investing Now for Retirement is More Important Than Ever

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Like getting your retirement goals on track? Now’s the time.

The average U.S. life expectancy is increasing annually, and retirement incomes may need to last for 20 to 30 years—or even longer! If you want to maintain your current lifestyle throughout retirement, Social Security and pension benefits may not be enough. It is essential to take steps now to maximize your retirement savings and growth for the added income you’ll need in your retirement years.

One step is to open or add to an Individual Retirement Account (IRA). These tax-favored vehicles allow today’s contributions to grow tax-deferred until you begin making withdrawals during retirement, and may qualify for an immediate adjustment to your taxable income for the year contributed.* Current IRS rules allow an annual IRA contribution of up to $5,000 ($6,000 for age 50 and older) for 2012 and up to $5,500 ($6,500 for age 50 and older) for 2013.

It’s not too late to contribute for 2012, nor too early to contribute for 2013. You may make your 2012 contribution at any time before you file your 2012 Form 1040 up until April 15, 2013.

Whether you wish to make a contribution, convert your IRA to a Roth IRA, consolidate your IRA assets, or explore retirement funding options, our CFS** Financial Advisors at NASA Federal Credit Union can help!

Visit Investment Services online or call NASA FCU Investment Services at 1-888-NASA-FCU (627-2328), ext. 592, to set up your complimentary, no-obligation consultation.

*IRA withdrawals prior to age 591/2 may be subject to ordinary income taxes plus an additional 10% IRS penalty. Tax law requires IRA holders to begin withdrawing at least minimum amounts, known as “required minimum distributions” or RMDs, from their accounts once they reach age 701/2.

**Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. NASA Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. CUSO Financial Services, L.P. (CFS) and its Registered Representatives do not provide tax or legal advice, and do not, by providing this information, hold themselves out to be “fiduciaries” of your tax-deferred plans. Clients should always check with their tax or legal advisor before engaging in any transaction involving IRAs or other tax-advantaged investments.

Get Social With Us

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NASA FCU is pleased to announce that we’re now on Facebook. Check us out at facebook.com/nasafcu and be sure to LIKE US!