Home Equity Line Of Credit At A Low 2.99% APR* Until 2016
According to a recent USA Today news article, a jump in home values has home prices, available equity—and interest rates—on the rise. That’s why we’re so pleased to announce that, for a limited time, when you open a home equity line of credit with NASA FCU, you can lock in a low intro 2.99% APR* until January 3, 2016! After the introductory period, rates are variable and start as low as 4.00% APR.
So, go ahead. Buy that special holiday gift for your spouse. Take that year-end vacation to paradise. Or, simply pay for those unexpected expenses. With a low intro 2.99% APR home equity line of credit from NASA FCU until January 3, 2016, you can put your equity to work for you and save BIG—with no points, closing costs1 or fees!
Use your credit line—anytime—through eBranch online banking or handy convenience checks. Plus, the interest you pay is potentially tax deductible.** The best part? Our Intro 2.99% APR until January 3, 2016 is one of the best values on the market today.
So what are you waiting for? There’s no better time than now to put your hard-earned home equity to work for you this holiday season! Visit nasafcu.com/home-equity and apply, stop by any branch or call 1-888-NASA FCU, ext. 802 today.
*APR=Annual Percentage Rate. Introductory APR is good until January 3, 2016. Upon expiration of the intro rate, all balances will accrue interest at the variable APR in effect for your account. APRs are based on evaluation of the applicant’s credit. Your APR may vary. Other conditions apply. 4.00% Floor Rate regardless of a temporary lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%.1 No closing cost offer available one time only per property and for primary residence only. Closing costs must be repaid if line is closed before 24 months. For loan amounts of $100,000, closing costs typically range between $1,200 and $2,100. Closing costs can vary based on the location of the property and the amount of the Loan. Fixed Equity Loan Example: A $100,000 loan at 2.99% APR for 20 years would have an estimated monthly payment of $554.22. A $100,000 loan at 4.00% APR for 20 years would have an estimated monthly payment of $606.15. **Consult your tax advisor about the deductibility of interest. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Maybe you’ll be doing some out-of-town traveling. Or perhaps you just need a little help purchasing some holiday gifts. Whatever your financial needs are this holiday season, you’ll be glad you’ve got your NASA Federal Platinum Advantage Rewards Credit Card.
With the NASA Federal Platinum Advantage Rewards Credit Card, you’ll enjoy a competitive rate on purchases and some of the best rewards around. Plus, for a limited time, when you transfer your high-rate credit card balances to your NASA Federal Platinum Advantage Rewards Credit Card, you’ll enjoy a 6.9% APR^ on balance transfers for life!
The best part? There’s no balance transfer fee or annual fee!
But remember—the balance transfer rate is good for life—but this offer isn’t. Take advantage of it today by calling 1-888-NASA-FCU, ext. 200 or visit nasafcu.com/apply. You’ll be glad you did!
^APR = Annual Percentage Rate. Balance Transfers Made within 60 days of account opening will have a 6.9% Fixed APR for qualified applicants. For balances transferred after that timeframe, your APR will be at the standard Balance Transfer rate (9.9% – 17.99%). APR for Purchases is (9.9% – 17.99%) and the APR for Cash Advances is (11.9% -17.99%). All rates are based on creditworthiness and will vary with the market based on the Prime Rate. Minimum transfer amount is $500. The total transferred may not exceed your available NASA Federal Credit Union credit card limit. There is no balance transfer fee. Eligibility for this offer is based on evaluation of applicant’s credit. The penalty APR of 18.00% may be applied to your account if you make a late payment. The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period. A fee of 3% of the advance ($5 minimum) will apply to all cash advances. Membership eligibility requirements apply.
Have holiday expenses, a vacation or a major purchase on the horizon? Or maybe you’d like to roll your higher interest loans into one lower monthly payment. Whatever your case may be, you can now easily get the cash you need—and enjoy peace of mind—with the NASA FCU Holiday Loan†.
The Holiday Loan is a smart way to manage your money, offering an affordable and predictable payment plan. You can use loan proceeds to pay for upcoming holiday expenses or consolidate existing balances—and rest assured knowing that your interest rate and monthly payment are fixed for the life of your loan.
The holiday season is upon us. So don’t wait! Apply for a Holiday Loan and save money today. Simply visit nasafcu.com/apply, call 1-888-NASA-FCU (627-2328), ext. 200, or visit your local branch, to take advantage of this easy and affordable way to pay for holiday expenses.
†Subject to credit approval.
Struggling to find the right gift for that hard-to-buy-for loved one? Well, struggle no more. NASA FCU is pleased to offer Visa Gift Cards dispensed from the ATM or branch.
Visa Gift Cards through the ATM are dispensed at the Annapolis, Bowie, Collington, Columbia, Falls Church, Goddard, Greenbelt, Headquarters, and Rockville branches in increments of $25.* And, there is no limit to the number of Gift Cards you can purchase.
For additional design and Gift Card amount options, you can also visit any NASA FCU branch office. Visa Gift Cards through NASA FCU branches are available in amounts from $10 – $500^.
So don’t stress over what to buy. Simply stock up on Visa Gift Cards from NASA FCU today!
*Fee at ATM is $1.95 per card. ^Fee at branch is $3.95 per card.
At NASA Federal Credit Union, we’re committed to being a good neighbor. We have a long history of giving back to the community, and supported many worthwhile causes during 2013.
In January, the Big Dippers—a group of hardy NASA FCU employees participating in the annual Polar Bear Plunge—took a dip into chilly waters to help the Maryland Special Olympics. In addition, in April, 73 NASA FCU volunteers and 16 NASA FCU runners participated in the annual Credit Union Cherry Blossom Ten Mile Run in Washington, D.C to raise funds for Children’s Miracle Network Hospitals.
On April 15, Tim Burch, Vice President of Technology Services, ran as a member of the Credit Unions Kids at Heart Boston Marathon Team. Despite the tragic events that took place during the 2013 Boston Marathon, all members of the Credit Unions Kids at Heart Boston Marathon Team, including Tim, returned safely. Credit Unions Kids at Heart Raised $128,000 for Boston Children’s Hospital this year.
In May, NASA FCU awarded over $21,000 in scholarships to seven area students through the Mitchell-Beall-Rosen Memorial Scholarship. The Scholarship, now in its 31st year, has supported hundreds of promising young individuals as they embark on their educational goals.
This past October, NASA FCU once again participated in the annual Light the Night® walk to benefit the Leukemia & Lymphoma Society. Through the efforts of members and employees, we raised $19,000— the highest annual contribution to date—to support important patient services, advocacy for lifesaving treatments, and the most promising cancer research anywhere.
Finally, we round out the year with our annual NASA FCU Food Drive. The NASA FCU 2013 Holiday Food Drive is in full swing thanks to the generosity of so many of our employees and members. As in prior years, NASA FCU hosts the Holiday Food Drive to gather food donations for local area food pantries. This year, our goal is to donate 4,500 pounds of food. If you would like to participate in this worthy cause, we are accepting food donations until December 12, 2013 at any NASA FCU branch.
Let’s Tip the Scales for Those in Need!
The holiday season is nearly upon us. It’s a time for giving and for counting our blessings and, this year, we have much to be thankful for. Let’s work together to pay it forward by giving to those in need through the 2013 NASA FCU Holiday Food Drive.
Last year, we gathered a remarkable 4,000 pounds of food. This year, we’re looking to tip the scales at 4,500 pounds. It’s an ambitious goal, and we will need your help to meet it. Please take your donations to your local NASA FCU Branch.
The Food Drive starts today and concludes Thursday, December 12th, at which time all donations will be collected and delivered to local area food banks. Every year the Holiday Food Drive is more successful than the previous year. We are very excited to have this drive once again.
Here are the top foods requested by food banks this year:
- Proteins Canned meats such as tuna, chicken or fish (100% meat/fish packed in water or oil)
- Peanut butter
- Soups and stews
- Rice and pasta
- Cereal, including oatmeal
- Canned vegetables, including tomatoes and tomato sauce
- Canned or dried beans and peas
- Canned fruits
- Fruit juice (canned, plastic or boxed) Make sure it’s 100% juice.
- Prepared box mixes, such as macaroni and cheese or Hamburger Helper.
- Cake mixes and canned frosting
- Shelf-stable milk, this includes dehydrated milk, canned evaporated milk and instant breakfasts.
Our food drive will help provide nutritious meals for many families in need this holiday season.